About Finance Notch

What we cover

11 categories, each compared separately for the United States and the United Kingdom: invoicing & accounting, payroll, business bank accounts, expense cards, neobanks, sending money abroad, investing apps, tax apps, budgeting apps, credit builders, savings accounts.

Much of the money-app market is aimed at people with thin credit files, irregular freelance income or a new business. Those readers are who our guides are written for.

Why US and UK pages are separate

An account that suits a sole trader in Leeds may not exist in Ohio, and the protections differ too: FDIC insurance through a partner bank is not FSCS cover, and e-money safeguarding is neither. So each comparison exists once per market, in that market’s currency, and the two link to each other.

What makes the lists different

Every figure is read from the provider and dated, and every list is ordered by a calculator you can rerun with your own numbers. Gaps in what a provider publishes are shown as gaps.

Who we are

Finance Notch is an independent publisher. It is not a bank, broker, lender, adviser or payment firm, and it does not hold or move money. Pages are made by two editorial desks; the editorial policy explains how. Write to [email protected].