Money apps compared for the UK
Every comparison priced in pounds, with prices read from each provider’s UK page and FCA status and FSCS cover named for each.
Comparisons
One per category. Each names the top three at our reference profile; open it for the calculator and the full list.
Invoicing & accountingBest accounting software for small businesses in the UK (2026)
Top at our profile: Zoho Books, Xero, FreeAgent
PayrollBest payroll software for small businesses in the UK (2026)
Top at our profile: HMRC Basic PAYE Tools, Moneysoft Payroll Manager, FreeAgent
Business bank accountsBest business bank accounts for sole traders and small firms in the UK (2026)
Top at our profile: Starling Business, Tide, Countingup
Expense cardsBest expense cards for small businesses in the UK (2026)
Top at our profile: Pleo, Payhawk
NeobanksBest mobile banking apps in the UK (2026): fees compared
Top at our profile: Kroo, Starling, Zopa Biscuit
Sending money abroadSending money abroad from the UK: how Wise, Remitly and WorldRemit price transfers
Three UK money transfer services compared on how they price a transfer and what they say about exchange rates, with a true-cost calculator.
Investing appsStocks and shares ISA platforms for beginners in the UK (2026): what they charge
Top at our profile: Freetrade, InvestEngine, Vanguard UK
Tax appsBest Self Assessment software for sole traders in the UK (2026)
Top at our profile: TaxCalc Individual, GoSimpleTax, Coconut
Budgeting appsBest budgeting apps in the UK (2026): prices compared
Top at our profile: Emma, Snoop
Credit buildersCredit-building tools in the UK (2026): rent and bill reporting compared
Top at our profile: CreditLadder, Experian Boost
Savings accountsBest easy-access savings accounts in the UK: rates read 29 October 2026
Top at our profile: Zopa Limited Access pot, Chase Saver, Chip Easy Access
Guides for both editions
Explainers cover the US and UK side by side, so they live once, under /guides.
APY, AER and APR: how interest rates are quoted in the US and UK
What APY, AER, gross rate and APR mean, how compounding changes the numbers, and how to compare rates on the same basis.
Guide · US & UKZero-based, 50/30/20 and envelope budgeting: how they differ
Three common budgeting methods explained with worked examples, including how each copes with irregular freelance income.
Guide · US & UKCharge, credit, debit and prepaid expense cards: how they differ
The four kinds of company card behind expense platforms, and what each means for repayment, interest, limits and who holds your money.
Guide · US & UKHow exchange-rate markups hide the real cost of sending money abroad
The fee is only part of what a transfer costs. Here is how to measure the margin hidden in the exchange rate, with worked examples.
Guide · US & UKFDIC vs FSCS: what protects a business account, and what e-money and fintech accounts lack
How deposit protection works for business accounts in the US and UK, and what changes when a fintech, partner bank or e-money institution sits in the middle.
Guide · US & UKHow credit-builder loans work, and what they really cost
A credit-builder loan holds the money you borrow as savings until you have repaid it. Here is how it works and what it costs.