Pick your edition
Each one uses that market’s published prices and opens at our reference profile, which you can change.
Accounting software cost calculator for the US
Opens with: two people with logins, 12 clients and 15 invoices a month averaging $800
UK edition · poundsAccounting software cost calculator for the UK
Opens with: a sole trader with two logins, 12 clients and 15 invoices a month averaging £800
How it works
The calculator uses only figures each provider publishes. Where a fee is not published, the row says so and the figure leaves it out, which is why such a row ranks after every fully priced one. Introductory discounts are ignored because they end; tax is excluded because it depends on you.
The same code ranks the lists in our invoicing & accounting comparisons, using the defaults shown, so the order on those pages is the order this calculator gives for that profile. See how we rank.
Best accounting software for small businesses in the UK (2026)
Four apps compared on what they cost a UK sole trader, partnership or limited company, including extra users and Making Tax Digital support.
US comparisonBest accounting software for small businesses in the US (2026)
Five apps compared on what they cost at your team size: subscription, extra logins, and the fee on every invoice a client pays online.
Guide · US & UKHow invoice payment fees work: card, ACH, bank transfer and direct debit
When a client pays through an invoice link, you receive less than the invoice total. Here is what each payment method costs, how to estimate it per month, and the rules on surcharges and late payment.