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Products, prices and protections differ by country, so each market has its own comparison in its own currency.
US edition · dollars
Best high-yield savings accounts in the US: rates read 29 October 2026
Online savings accounts compared on the APY each bank published, the balance needed to earn it, and the date each rate was set.
- 1. CIT Bank Platinum Savings 3.75%$375.00
- 2. Ally Online Savings 3.20%$320.00
Best easy-access savings accounts in the UK: rates read 29 October 2026
Eight UK savings accounts compared on the AER each provider published, how much of it is a first-year bonus, and the limits on withdrawals.
- 1. Zopa Limited Access pot 4.56%£456.00
- 2. Chase Saver 4.50%£450.00
- 3. Chip Easy Access 3.81%£381.00
Guide · US & UK
APY, AER and APR: how interest rates are quoted in the US and UK
What APY, AER, gross rate and APR mean, how compounding, fees and tax change them, and how to compare rates on the same basis.
CalculatorSavings interest calculator
Run the numbers for your own situation, in dollars or pounds.
From the sourceEvery price is read from the provider’s own page and dated. How we rank
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Analysis, not adviceWe explain costs and trade-offs; the decision is yours. Disclaimer