Expense card cost calculator
See what each expense cards option costs for your own numbers. Prices, products and protections differ by country, so each market has its own calculator in its own currency.
Pick your edition
Each one uses that market’s published prices and opens at our reference profile, which you can change.
How it works
The calculator uses only figures each provider publishes. Where a fee is not published, the row says so and the figure leaves it out, which is why such a row ranks after every fully priced one. Introductory discounts are ignored because they end; tax is excluded because it depends on you.
The same code ranks the lists in our expense cards comparisons, using the defaults shown, so the order on those pages is the order this calculator gives for that profile. See how we rank.
Best expense cards for small businesses in the UK (2026)
Four UK expense card platforms compared on per-user and platform pricing, card FX fees and who issues the cards.
US comparisonBest expense cards for small businesses in the US (2026)
Five expense card platforms compared on per-user pricing, foreign exchange fees and published cashback, for a five-person team.
Guide · US & UKCharge, credit, debit and prepaid expense cards: how they differ
The four kinds of company card behind expense platforms, and what each means for repayment, interest, limits, liability and who holds your money.