Everyday account fee calculator
Set your own numbers and see what each neobanks option costs in dollars, from prices read on each provider’s own page.
- Capital One 360 Checking 360 Checking$0.00Cash deposit fee not published on the page read
- Ally Spending Account Spending$2.00Own ATM fee not published on the page read
- Current Current$12.00Monthly fee not stated on the page read
Regular published prices only. Introductory offers and tax are left out. Figures are arithmetic on the provider’s own numbers, not a recommendation.
US prices read 29 October 2026. Default: $200 of card spending abroad, one out-of-network ATM withdrawal and one cash deposit a month.
How it works
The calculator uses only figures each provider publishes. Where a fee is not published, the row says so and the figure leaves it out, which is why such a row ranks after every fully priced one. Introductory discounts are ignored because they end; tax is excluded because it depends on you.
The same code ranks the lists in our neobanks comparisons, using the defaults shown, so the order on those pages is the order this calculator gives for that profile. See how we rank.
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