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Products, prices and protections differ by country, so each market has its own comparison in its own currency.
US edition · dollars
Best expense cards for small businesses in the US (2026)
Five expense card platforms compared on per-user pricing, foreign exchange fees and published cashback, for a five-person team.
- 1. Rho Platform$5.00
- 2. Mercury IO IO card−$75.00
- 3. Brex Essentials$0.00
Best expense cards for small businesses in the UK (2026)
Four UK expense card platforms compared on per-user and platform pricing, card FX fees and who issues the cards.
- 1. Pleo Start£50.00
- 2. Payhawk Growth£149.00
Guide · US & UK
Charge, credit, debit and prepaid expense cards: how they differ
The four kinds of company card behind expense platforms, and what each means for repayment, interest, limits, liability and who holds your money.
CalculatorExpense card cost calculator
Run the numbers for your own situation, in dollars or pounds.
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Analysis, not adviceWe explain costs and trade-offs; the decision is yours. Disclaimer